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Learn about the Meet the Team at Texas Department of Housing and Community Affairs, including our Director of Multifamily Bonds, Manager of Single Family Finance, and Senior Financial Analyst.
Teresa Morales is the Director of Multifamily Bonds for the Texas Department of Housing and Community Affairs and oversees the Department’s 4% Housing Tax Credit program. During her 20+ year tenure with the Department, she has been responsible for back-end compliance relating to the Department’s Residential Mortgage Revenue Bond and Multifamily Bond Trust Indentures and has overseen the issuance of over $1.5 billion in Private Activity Bonds and over $500 million in 4% Housing Tax Credits. Ms. Morales earned her Bachelor’s degree in Psychology and her Master’s degree in Applied Sociology from Texas State University.
Heather Hodnett, Manager of Single Family Finance. Ms. Hodnett oversees and assists in the issuance of single family bonds, and the day to day management of mortgage banking activities of single family programs. She began working for TDHCA in 1993 as a revenue bond accountant in the Financial Services Division and has been in the Bond Finance Division since 2001. Ms. Hodnett received a BBA degree in Finance from Texas State University.